We bring innovative payment solutions

Our role as the program manager is much more around acting as a B2B supply chain aggregator. A key part of our role is to make prepaid cards relevant and attractive to the audiences, turn them from pure ‘payment instruments’ into practical business solutions. We work with banks and financial institutions that can provide VISA, Mastercard and UnionPay Services. We implement solutions that allow companies to focus on their core business, while we manage their card program. With our state-of-the-art technology, we are able to develop a suitable program and manage the entire implementation and deployment of it. Within our prepaid card program we execute all program management services that provide direct relationships with issuers and implement third-parties software, apps and technology to streamline and simplify the processes of our clients. Paynovatio enables effortless integration to back-office systems and flexible web, mobile and physical world access to detailed financial information and data. We offer modern solutions to fit the needs of large and small businesses and offer the tools to accommodate their needs.

In cooperation with regulated partners, We deliver a complete current account offering to our customers anywhere within the Eurozone. Our partner´s robust prepaid current account solutions provide a real alternative to traditional accounts - rather than having to deal with transactions in cash or cheques, customers can now accept payments to be transferred directly into their prepaid card account. Furthermore, recurring payments can be set up directly from the account, allowing greater peace of mind in knowing that payments are being made automatically. Paynovatio can turn e-wallet or prepaid card accounts into current accounts in the 19 countries of the Eurozone. We do this by assigning individual IBAN numbers to each account.

No credit checks or bank account required. Instant online approval. Cards are prepaid, meaning they have no credit or loan facility alongside.

Our cards are widely accepted across the internet. We issue cards under both Mastercard, VISA, China Union Pay and therefore have the same acceptance as credit and debit cards.

Prepaid cards do not get you into debt, as you can only spend up to the balance loaded onto your card.

Prepaid cards are seen as a much cheaper option for international money sharing. Secondary cards can be given to family members abroad and reloaded in the UK for instant use.

There is no better way to take foreign currency overseas than on a prepaid card. With a prepaid card, there will be no more attempts to calculate exchange rates on the go, as you are actually purchasing in the local currency.

Paynovatio uses a bespoke platform for the creation, delivery, distribution, and maintenance of instant issue prepaid cards. They hold zero value until the customers top up their cards with cash they wish to load onto the card. Our virtual prepaid card is a great way to pay online. One of the benefits of having our virtual prepaid card is that it will not take up more space in your wallet or purse. Nor can you lose an online prepaid card. You can use it to buy almost anything from websites. It is a versatile product for fast, secure online payments. Once you are approved for our online prepaid card, it is issued instantly - ready for immediate use. Simply load cash onto the reloadable card and you can then shop online without the need for a debit/credit card linked to a bank account. It makes buying things online more secure, as well as providing you with absolute control over your spending. Our online prepaid Mastercard, Visa or China Union Pay cards make perfect sense for security-conscious shoppers looking for extra peace of mind when buying online. The card cannot be lost or stolen, and it cannot be linked to a bank account or credit facility – minimizing the security risk to the cardholder. For shoppers on a budget, a prepaid card can prove an effective way of controlling your online spending. You cannot spend more than the amount loaded onto a card. Our virtual prepaid card can also be used by corporate customers to offer incentives or rewards to customers.