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Paynovatio a.s. (Inc.), a registered company in the Czech Republic, provides complete end to end solutions for clients by designing, developing, implementing, and managing pre-paid programs. The company is authorized and regulated as a small e-money issuer by the Czech Central Bank that allows Paynovatio to provide EMI and PI services in the Czech Republic only. In addition to being licensed as a small Czech EMI, Paynovatio has teamed with the EU passported EMIs to extend its services throughout the SEPA region. Paynovatio in cooperation with regulated financial institutions offers prepaid solutions and program management via these relationships.